How these terms apply in India
These Terms & Conditions apply to your account, the pages you open, the messages you send us and any action you take after accepting the current version. If a clause conflicts with local law, the local rule applies, and where access is allowed we use the
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page version shown to you at that time. Payment-facing clauses may refer to UPI, Paytm, PhonePe or Google Pay only when those options appear for your region; if an option is not shown, it does not apply to you. We may also limit or pause access
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while we verify identity, fix errors or answer a dispute, and we keep the record needed to explain that decision. Changes to the terms take effect from the stated date, and your continued use after that date means the updated wording governs future actions tied to
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your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.